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Florida Zero Down Mortgages

Depending on your credit, the Home Mortgage Experts can help you obtain a zero down mortgage for your next home purchase. No money down and up to 107% of the appraised value of the home! From $60,000 to over 1 million dollars or more.

Our zero down loan programs can be tailored to your specific needs. Below is some information to help get you started. To get started immediately click here for our on-line application.

Zero down payment loans are designed to offer home ownership opportunities to borrowers with good credit but who lack the ability or desire to make a down payment on a home. It provides
an option for those who wish to invest their savings in assets other than their home.

This type of financing is popular among both first time home buyers and experienced home buyers and you can use zero down payment loans for a purchase or a refinance. The fixed rate loan is also available for construction and home improvement of an owner occupied primary residence.

While you are not required to make a down payment, you must have 3% in the transaction. These funds are applied toward your closing costs and may come from your own funds, a gift from a relative, grant, or sale of assets you own.

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